Osceola County property record for 4700 Saddle Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,253 sqft Heated Area |
| Lot Size | 15,856 sqft (0.364 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2022) |
| Tax Bill | $6,130.00 (2025) |
| Primary APN | 138000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,253 sqft Heated Area |
| Gross Area | 3,128 sqft Gross Area |
| 1st Floor | 2,253 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,856 sqft (0.364 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 627 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 248 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 138000 |
|---|---|
| Street Address | 4700 SADDLE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8916 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHISHOLM ESTATES PB 18 PG 16-17 LOT 14 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 30 |
| Legal Subdivision | CHISHOLM ESTATES |
| Legal Tract | 2858 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 138000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4700 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity, Secondary Owner is a Company |
| Date | Document |
|---|---|
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Deed Doc Number | 2022025136 |
| Deed Book / Page | 6150 / 2792 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 15, 2022 |
| Property Address | 4700 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Document Number | 0061502792 |
| Book / Page | 6150 / 2792 |
| Map Reference | MB 18 PG 16 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022025136 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLEWORKS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 CAROLINA AVE, SAINT CLOUD, FL 34769-3412 |
| Name | Verified Name |
|---|---|
| Address | 4700 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Document Number | 0061502794 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 6150/2794 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2017 |
| Property Address | 4700 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Document Number | 0052070443 |
| Book / Page | 5207 / 0443 |
| Map Reference | MB18 PG16&17 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 2017129682 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2411 LAKES OF MELBOURNE DR, 2411, MELBOURNE, FL 32904-9161 |
| Name | Verified Name |
|---|---|
| Address | 4700 SADDLE CT, SAINT CLOUD, FL 34771-8916 |
| Document Number | 0052070444 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 5207/0444 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,130.00 (-6%) Homeowner's exemption | $395,500 (+1.62%) Land $65,000 Building $330,500 | $395,500 (+1.62%) Land $65,000 Building $330,500 |
| 2023 | $6,521.00 (+94.37%) | $389,200 (+82.81%) Land $65,000 Building $324,200 | $389,200 (+39.35%) Land $65,000 Building $324,200 |
| 2022 | $3,355.00 Homeowner's exemption | $212,904 | $279,300 Land $55,000 Building $224,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 372 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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