4704 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 4704 Hwy 169, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 296 sqft · built 2018
Lot Size	8.63 acres (375,923 sqft)
Owner	Individual Name on File
Tax Bill	$614 (2026)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`270-0010-04838`

Property Details

APN / Parcel Number

Primary APN	`270-0010-04838`
Alternative APNs	`1174122` `803317`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	296 sqft Gross Area
1st Floor Area	281 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Rustic
Exterior Material	Metal
Construction Type	Frame
Lot Area	375,923 sqft (8.63 acres)
Garage Type	Mixed
Garage Area	864 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1174122
Street Address	4704 HIGHWAY 169
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF THE N'LY 400 FT OF THE N'LY 800FT OF GOVT LOT 3 LYING SE'LY OF THE CENTER-LINE OF MN STATE HWY #169 AS THE SAME
Legal Range	14W
Legal Township	62N
Legal Section	30
Legal Subdivision	BREITUNG TOWN OF
Legal Tract	OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	1
Census Block	1039
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0010-04838

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 985, GILBERT, MN 55741-0985
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 01, 2004
Transfer Doc	0000792680
Record Updated	Sep 20, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4704 HIGHWAY 169, ELY, MN 55731
Document Number	0001002229
Instrument Date	Sep 01, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4704 169TH ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	0001002229
Date	Sep 04, 2018
Instrument	1002229

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 03, 2023

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$614.00 (+10.83%)
2025	$554.00 (+35.78%)	$77,600 (+82.59%) Land $35,300 Building $42,300	$77,600 (+82.59%) Land $35,300 Building $42,300
2024	$408.00	$42,500 (+36.22%) Land $31,200 Building $11,300	$42,500 (+36.22%) Land $31,200 Building $11,300
2022		$31,200 Land $21,000 Building $10,200	$31,200 Land $21,000 Building $10,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 84% of Minnesota
Wildfire Likelihood	About 1 in 826 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.