4304 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 4304 Hwy 169, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	216 sqft
Lot Size	14.4 acres (627,264 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Oct 2015)
Tax Bill	$346 (2026)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-0010-03275`

Property Details

APN / Parcel Number

Primary APN	`317-0010-03275`
Alternative APN	`1006779`

Interior

Stories	1 Story
Building Area	216 sqft Base Area
1st Floor Area	216 sqft

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	627,264 sqft (14.4 acres)
Cabin	96 sqft
Lean-To	18 sqft
Storage Building	18 sqft

Location & Zoning

Account Number	1006779
Street Address	4304 HIGHWAY 169
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF NE1/4 OF NE1/4 THAT LIES ELY OFTHE FOLLOWING DESCRIBED LINE: COMMENCING ATTHE SE CORNER OF SAID NE1/4 OF NE1/4;
Legal Range	14W
Legal Township	62N
Legal Section	20
Legal Subdivision	EAGLES NEST TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1014
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2015 · Amount on Record
Deed Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	20151272682
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4304 HIGHWAY 169, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001450903
Date	Aug 30, 2022
Instrument	1450903

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$346.00 (+30.08%)
2025	$266.00 (-5%)	$42,100 (+37.13%) Land $39,500 Building $2,600	$42,100 (+37.13%) Land $39,500 Building $2,600
2024	$280.00	$30,700 (-) Land $28,300 Building $2,400	$30,700 (-) Land $28,300 Building $2,400
2022		$30,700 Land $28,300 Building $2,400	$30,700 Land $28,300 Building $2,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20