4300 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 4300 Hwy 169, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,448 sqft · built 2024
Lot Size	39.8 acres (1,734,995 sqft)
Owner	Individual Name on File
Last Sale	$1,360 (Mar 2016)
Tax Bill	$3,106 (2026)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-0010-03480`

Property Details

APN / Parcel Number

Primary APN	`317-0010-03480`
Alternative APN	`1006779`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Lot Area	1,734,995 sqft (39.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1006779
Street Address	4300 HIGHWAY 169
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	NW1/4 OF NW1/4 EX THAT PART OF NW1/4 OF NW1/4SHOWN AS PARCEL 8 ON MINNESOTA DEPARTMENT OFTRANSPORTATION R/W PLAT #69-136
Legal Range	14W
Legal Township	62N
Legal Section	21
Legal Subdivision	EAGLES NEST TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1014
Census Tract	15402

Owner

4300 Hwy 169, a residential property, is owned by an individual who bought it in March 2016.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2016 · Amount on File
Deed Sale	Mar 29, 2016 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	20161281912
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0001281914
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4300 HIGHWAY 169, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001450856
Date	Aug 29, 2022
Instrument	1450856

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 4300 Hwy 169 was $3,106, up 15.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00 (+15.64%)
2025	$2,686.00 (+33.76%)	$441,900 (+47.94%) Land $259,800 Building $182,100	$441,900 (+47.94%) Land $259,800 Building $182,100
2024	$2,008.00	$298,700 Land $224,900 Building $73,800	$298,700 Land $224,900 Building $73,800
2022		$215,800 Land $204,500 Building $11,300	$215,800 Land $204,500 Building $11,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4300 Hwy 169 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4300 Hwy 169 is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20