Sonoma County property record for 470 W School St, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,599 sqft · built 2007 |
| Lot Size | 2.03 acres (88,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Feb 2011) |
| Tax Bill | $10,983 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-230-025-000 |
| Primary APN | 144-230-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,599 sqft Living Area |
| Gross Area | 4,463 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 88,862 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 144-230-025 |
|---|---|
| Street Address | 470 W SCHOOL ST |
| City | COTATI |
| State | CA |
| Zip | 94931-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2007 FM 144-230-024 & PTN 330-002 COTATI PA 18/02 |
| Legal Subdivision | COTATI RHO |
| Legal Tract | 2 |
| Legal Block | 2 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 151206 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 272, SEBASTOPOL, CA 95473-0272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2011 · Amount on Record |
| Deed Sale | Feb 8, 2011 · Amount on Record |
| Prior Sale | Jun 24, 2010 · Amount on Record |
| Deed Document Number | 201112936 |
| Prior Transfer Date | Jan 17, 2007 |
| Prior Transfer Doc | 0000011789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 470 W SCHOOL ST, COTATI, CA 94931-4132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 470 W SCHOOL ST, COTATI, CA 94931-4132 |
| Document Number | 0000018912 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021018912 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 470 W SCHOOL ST, COTATI, CA 94931-4132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029258 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020029258 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $947,416 (+2%) Land $261,354 Building $686,062 | |
| 2025 | $10,983.00 (+2.96%) Homeowner's exemption | $928,840 (+4.04%) Land $256,230 Building $672,610 |
| 2023 | $10,667.00 (+1.77%) Homeowner's exemption | $892,774 Land $246,281 Building $646,493 |
| 2022 | $10,481.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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