465 W School St, Cotati, CA 94931 Property Records

Sonoma County property record for 465 W School St, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-152-010-000`

Property Details

APN / Parcel Number

Primary APN	`144-152-010-000`
Alternative APN	`144-152-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,306 sqft
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	144-152-010
Street Address	465 W SCHOOL ST
City	COTATI
State	CA
Zip	94931-4177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Description	TRACT 87 BLK 1 LOT 7
Legal Subdivision	DIAJO HEIGHTS TRACT #87
Legal Tract	87
Legal Block	2
Legal Lot Number	7
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2001
Census Tract	151206

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 W SCHOOL ST, COTATI, CA 94931-4177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jun 25, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	201926307
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	0000026307
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	465 W SCHOOL ST, COTATI, CA 94931-4177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 W SCHOOL ST, COTATI, CA 94931-4177

Mortgage

Document Number	0000117836
Date	Dec 10, 2020
Instrument	2020117836

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 22, 2019
Property Address	465 W SCHOOL ST, COTATI, CA 94931-4177
Document Number	0000026307
Instrument Date	Apr 16, 2019
Instrument	26307
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 W SCHOO ST COTATI CA 94931, COTATI, CA 94931

Mortgage

Document Number	26308
Date	Apr 22, 2019
Instrument	26308

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 25, 2018
Property Address	465 W SCHOOL ST, COTATI, CA 94931-4177
Document Number	0000045093
Instrument Date	Jun 20, 2018
Instrument	45093
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 W SCHOOL ST COTATI CA 949314177, COTATI, CA 94931-4177

Mortgage

Document Number	45094
Date	Jun 25, 2018
Instrument	45094

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,082.00 (+2.98%)	$580,287 (+4.04%) Land $232,114 Building $348,173
2023	$6,877.00 (+1.78%)	$557,755 Land $223,101 Building $334,654
2022	$6,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures