450 W School St, Cotati, CA 94931 Property Records

Sonoma County property record for 450 W School St, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$515,500 (May 2002)
Tax Bill$10,182 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN144-230-023-000

Property Details

APN / Parcel Number

Primary APN144-230-023-000
Alternative APN
  • 144-230-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,355 sqft
1st Floor Area1,872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeWood
Lot Area43,560 sqft
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number144-230-023
Street Address450 W SCHOOL ST
CityCOTATI
StateCA
Zip94931-4132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2001 FM PT 144-230-012 00R070558
Legal SubdivisionLANDS/MICHAEL & ANNE BIANUCCI
Legal Tract2
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2010
Census Tract151206

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address450 W SCHOOL ST, COTATI, CA 94931-4132
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2018Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG
Dec 28, 2018Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2002 · Amount on Record
Deed SaleMay 15, 2002 · Amount on Record
Deed Document Number200275211
Last Transfer DateSep 1, 2009
Transfer Doc0000087624
Record UpdatedOct 29, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSONOMA CA
Property Address450 W SCHOOL ST, COTATI, CA 94931-4132
Document Number0000037337
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address450 W SCHOOL ST COTATI CA 949314132, COTATI, CA 94931-4132

Mortgage

Document Number0000037337
DateJun 4, 2019
Instrument37337
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 3, 2059
Interest
Rate TypeFixed Rate
Rate4.12%

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSONOMA CA
Property Address450 W SCHOOL ST, COTATI, CA 94931-4132
Document Number0000004451
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address450 W SCHOOL ST COTATI CA 949314132, COTATI, CA 94931-4132

Mortgage

Document Number0000004451
DateJan 23, 2019
Instrument4451
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFLINT, MI 48501-2026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJan 22, 2059
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$883,208 (+2%) Land $441,177 Building $442,031
2025$10,182.00 (+2.99%) Homeowner's exemption$865,891 (+4.04%) Land $432,527 Building $433,364
2023$9,886.00 (+1.79%) Homeowner's exemption$832,270 Land $415,733 Building $416,537
2022$9,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on W School St

Nearby Streets

Search Property Records by Address or Parcel Number