470 Stonehearst Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 470 Stonehearst Ln, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 4,061 sqft · built 1967
Lot Size	0.589 acres (25,657 sqft)
Owner	Individual Name on Record
Tax Bill	$7,427 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0170-0180-00`

Property Details

APN / Parcel Number

Primary APN	`590-0170-0180-00`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,061 sqft Living Area
Gross Area	5,648 sqft
1st Floor Area	2,056 sqft
2nd Floor Area	1,305 sqft
Basement Area	1,741 sqft
Finished Basement	700 sqft
Unfinished Basement	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	215 ft deep x 64.6 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	470 STONEHEARST LN
City	CINCINNATI
State	OH
Zip	45231-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEHEARST LN 64.60 X 215.67 IRR-LOT 133 LAKESHORE ESTATES SUB BLK C PT 2
Legal Subdivision	LAKESHORE ESTATES SUB
Legal Block	C
Legal Lot Number	133
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	21504

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jun 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 1996
Transfer Doc	0000045765
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003930
Date	Aug 15, 2017
Instrument	17-0073930

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035243
Date	May 8, 2019
Book Page	13913/01168
Instrument	2019-0035243

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005447
Date	Jan 13, 2021
Book Page	14333/1213
Instrument	2021-0005447

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Mar 1, 2041

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 21, 2017
Property Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Document Number	0000055635
Book / Page	013443 / 001699
Instrument Date	Jun 15, 2017
Instrument	55635
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 STONEHEARST LN CINCINNATI OH 452312714, CINCINNATI, OH 45231-2714

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Mar 14, 2017
Property Address	470 STONEHEARST LN, CINCINNATI, OH 45231-2714
Document Number	0000022908
Book / Page	013373 / 002577
Instrument Date	Jan 10, 2017
Instrument	22908
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8511 CHARLESTON KNOLL CT MASON OH 450408597, MASON, OH 45040-8597

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,427.00 (+2.65%)	$109,375 (-) Land $16,905 Building $92,470	$312,500 (-) Land $48,300 Building $264,200
2024	$7,235.00 (+4.09%)	$109,375 (-) Land $16,905 Building $92,470
2023	$6,951.00 (-15.35%)	$109,375 (+12.74%) Land $16,905 Building $92,470	$312,500 (+12.74%) Land $48,300 Building $264,200
2022	$8,211.00 Homeowner's exemption	$97,017 Land $14,273 Building $82,744
2020			$277,190 Land $40,780 Building $236,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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