Hamilton County property record for 433 Stonehearst Ln, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,910 sqft · built 1986 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,500 (Dec 2017) |
| Tax Bill | $6,080 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0170-0223-00 |
| Primary APN | 590-0170-0223-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,046 sqft |
| 2nd Floor Area | 864 sqft |
| Basement Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 22,782 sqft (0.523 acres) |
| Lot Dimensions | 248 ft deep x 84.7 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 433 STONEHEARST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | STONEHEARST LN 84.71 X 248.58 IRR LOT 165 LAKESHORE ESTS SUB |
| Legal Subdivision | LAKESHORE ESTS SUB |
| Legal Block | C |
| Legal Lot Number | 165 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21504 |
433 Stonehearst Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Hamilton County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 STONEHEARST LN, CINCINNATI, OH 45231-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 6, 2019 | Deed of Trust, Mortgage · VA Mortgage LOAN ONE |
| Dec 26, 2017 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on File |
| Deed Sale | Dec 26, 2017 · Amount on File |
| Prior Sale | Dec 3, 1997 · Amount on File |
| Deed Document Number | 2017116972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 433 STONEHEARST LN, CINCINNATI, OH 45231-2713 |
| Document Number | 0000080222 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 STONEHEARST LN CINCINNATI OH 452312713, CINCINNATI, OH 45231-2713 |
| Document Number | 0000080222 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014230/002205 |
| Instrument | 80222 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 433 STONEHEARST LN, CINCINNATI, OH 45231-2713 |
| Document Number | 0000011839 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 STONEHEARST LN CINCINNATI OH 452312713, CINCINNATI, OH 45231-2713 |
| Document Number | 0000011839 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 013855/001026 |
| Instrument | 11839 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | GAHANNA, OH 43230 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 26, 2017 |
| Property Address | 433 STONEHEARST LN, CINCINNATI, OH 45231-2713 |
| Document Number | 0000116972 |
| Book / Page | 013571 / 001311 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 116972 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 STONEHEARST LN CINCINNATI OH 452312713, CINCINNATI, OH 45231-2713 |
| Document Number | 116973 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 013571/001313 |
| Instrument | 116973 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2047 |
The 2025 property tax bill for 433 Stonehearst Ln was $6,080, up 2.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,080.00 (+2.2%) | $89,789 (-) Land $13,433 Building $76,356 | $256,540 Land $38,380 Building $218,160 |
| 2024 | $5,949.00 (+4.08%) | $89,789 (-) Land $13,433 Building $76,356 | |
| 2023 | $5,716.00 (-3.59%) | $89,789 (+28.59%) Land $13,433 Building $76,356 | $256,540 Land $38,380 Building $218,160 |
| 2022 | $5,929.00 Homeowner's exemption | $69,825 Land $11,340 Building $58,485 | |
| 2020 | $199,500 Land $32,400 Building $167,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Stonehearst Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Stonehearst Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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