451 Stonehearst Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 451 Stonehearst Ln, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,029 sqft · built 1968
Lot Size	0.478 acres (20,865 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jul 2020)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0170-0220-00`

Property Details

APN / Parcel Number

Primary APN	`590-0170-0220-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,029 sqft Living Area
1st Floor Area	1,041 sqft
2nd Floor Area	988 sqft
Basement Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,865 sqft (0.478 acres)
Lot Dimensions	235 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	225 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	451 STONEHEARST LN
City	CINCINNATI
State	OH
Zip	45231-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEHEARST LN 75.85 X 235 IRR LOT 162 LAKESHOREESTS SUB BLK C PT 3
Legal Subdivision	LAKESHORE ESTATES SUB
Legal Block	C
Legal Lot Number	162
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3011
Census Tract	21504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 14, 2022	Intrafamily Transfer, Transfer
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Jun 9, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	0000063736
Deed Book / Page	014202 / 002495
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000113080
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061534
Date	Aug 31, 2023
Book Page	14991/223
Instrument	2023-0061534

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2022
Property Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713
Document Number	0000113080
Book / Page	14813 / 644
Map Reference	MB 21 PG 25&26
Instrument Date	Dec 12, 2022
Instrument	2022-0113080
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 2, 2020
Property Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713
Document Number	0000063736
Book / Page	014202 / 002495
Instrument Date	Jun 26, 2020
Instrument	63736
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 STONEHEARST LN CINCINNATI OH 452312713, CINCINNATI, OH 45231-2713

Mortgage

Document Number	63737
Date	Jul 2, 2020
Book Page	014202/002499
Instrument	63737

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2017
Property Address	451 STONEHEARST LN, CINCINNATI, OH 45231-2713
Document Number	0000051506
Book / Page	013435 / 000223
Instrument Date	Jun 1, 2017
Instrument	51506
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 STONEHEARST LN CINCINNATI OH 452312713, CINCINNATI, OH 45231-2713

Mortgage

Document Number	51507
Date	Jun 9, 2017
Book Page	013435/000025
Instrument	51507

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	14806 DETROIT AVE, LAKEWOOD, OH 44107-3910

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,299.00 (+2.63%)	$77,875 (-) Land $13,356 Building $64,519
2024	$5,163.00 (+4.07%)	$77,875 (-) Land $13,356 Building $64,519
2023	$4,961.00 (-23.89%)	$77,875 (+1.19%) Land $13,356 Building $64,519	$222,500 (+1.19%) Land $38,160 Building $184,340
2022	$6,518.00 Homeowner's exemption	$76,962 Land $11,274 Building $65,688
2020			$219,890 Land $32,210 Building $187,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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