470 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 470 Sand Pine Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2017)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0310`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0310`
Alternative APN	`1234070000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	1,856 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Other
Porch	Porch
Porch Area	156 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1234070000
Street Address	470 SAND PINE DR
City	MIDWAY
State	FL
Zip	32343-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 831 P 1324 OR 803 P 142 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	31
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	470 SAND PINE DR, MIDWAY, FL 32343-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2017	Warranty Deed, Transfer FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	170003026
Deed Book / Page	0831 / 1324
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	470 SAND PINE DR, MIDWAY, FL 32343-4229
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009100901
Date	Feb 8, 2022
Book Page	910/901
Instrument	220001174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Apr 26, 2017
Property Address	470 SAND PINE DR, MIDWAY, FL 32343-4229
Document Number	0008311324
Book / Page	0831 / 1324
Map Reference	MB2 PG110-122
Instrument Date	Apr 25, 2017
Instrument	170003026
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 SAND PINE DR, MIDWAY, FL 32343-4229

Mortgage

Document Number	0008311325
Date	Apr 26, 2017
Instrument	0831/1325

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00 (+3.63%) Homeowner's exemption	$164,142 (+2.9%)	$217,622 (+1.86%) Land $40,500 Building $177,122
2024	$2,204.00 (+2.7%) Homeowner's exemption	$159,517 (+3%)	$213,653 (+5.79%) Land $37,000 Building $176,653
2023	$2,146.00 (+3.87%) Homeowner's exemption	$154,871 (+3%)	$201,967 (+6.35%) Land $30,000 Building $171,967
2022	$2,066.00 Homeowner's exemption	$150,361	$189,901 Land $22,000 Building $167,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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