415 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 415 Sand Pine Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2007
Lot Size	0.281 acres (12,251 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Mar 2020)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000H-0150`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000H-0150`
Alternative APN	`1233330000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Heated Area
Gross Area	1,924 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,251 sqft (0.281 acres)
Terrain	Other
Garage Area	400 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1233330000
Street Address	415 SAND PINE DR
City	MIDWAY
State	FL
Zip	32343-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 875 P 885 LOT 15 BLK H RUST
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	H
Legal Lot Number	15
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 SAND PINE DR, MIDWAY, FL 32343-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 30, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMRC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Jun 6, 2013 · Amount on Record
Deed Document Number	200002321
Deed Book / Page	875 / 885
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 25, 2020
Property Address	415 SAND PINE DR, MIDWAY, FL 32343-4232
Document Number	0008750885
Book / Page	875 / 885
Map Reference	MB 2 PG 110-122
Instrument Date	Mar 23, 2020
Instrument	200002321
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1575 PAUL RUSSELL RD APT 4302, 1575, TALLAHASSEE, FL 32301-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SAND PINE DR, MIDWAY, FL 32343-4232

Mortgage

Document Number	0008750886
Date	Mar 25, 2020
Instrument	875/0886

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GADSDEN FL
Property Address	415 SAND PINE DR, MIDWAY, FL 32343-4232
Document Number	0008621184
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SAND PINE DR MIDWAY FL 323434232, MIDWAY, FL 32343-4232

Mortgage

Document Number	0008621184
Date	May 21, 2019
Book Page	000862/001184
Instrument	4456

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	415 SAND PINE DR, MIDWAY, FL 32343-4232
Document Number	0008430959
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008430959
Date	Feb 14, 2018
Book Page	000843/000959
Instrument	1048

Lender

Name	FIRST CMRC CU
Type	Credit Union
Address	TALLAHAAGSEE, FL 32314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2033

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (+3.55%) Homeowner's exemption	$182,153 (+2.9%)	$204,599 (+3.68%) Land $40,500 Building $164,099
2024	$2,535.00 (+2.55%) Homeowner's exemption	$177,020 (+3%)	$197,335 (+6.45%) Land $37,000 Building $160,335
2023	$2,472.00 (+3.73%) Homeowner's exemption	$171,865 (+3%)	$185,384 (+7.05%) Land $30,000 Building $155,384
2022	$2,383.00 Homeowner's exemption	$166,860	$173,175 Land $22,000 Building $151,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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