485 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 485 Sand Pine Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 2023
Lot Size	0.284 acres (12,379 sqft)
Owner	Individual Name on Record
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000H-0190`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000H-0190`
Alternative APN	`1233370000`

Interior

Building Area	1,955 sqft Heated Area
Gross Area	2,668 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,379 sqft (0.284 acres)
Terrain	Other

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	1233370000
Street Address	485 SAND PINE DR
City	MIDWAY
State	FL
Zip	32343-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 967 P 102; OR 937 P 1858; O
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	H
Legal Lot Number	19
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 SAND PINE DR, MIDWAY, FL 32343-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DELMAR FINANCIAL CO
Jan 30, 2023	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK
May 17, 2021	Warranty Deed, Construction Loan · Commercial Mortgage CAROL THOMPSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2025
Deed Sale	Jun 1, 2025
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	0000967102
Deed Book / Page	937 / 1858
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	230005672
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Aug 4, 2023
Property Address	485 SAND PINE DR, MIDWAY, FL 32343-4232
Document Number	0009371858
Book / Page	937 / 1858
Map Reference	MB 2 PG 110
Instrument Date	Jul 28, 2023
Instrument	230005672
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,719.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 S BLAIR STONE RD # RD105-11, RD105-11, TALLAHASSEE, FL 32301-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 SAND PINE DR, MIDWAY, FL 32343-4232

Mortgage

Document Number	0009371860
Date	Aug 4, 2023
Instrument	937/1860

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	485 SAND PINE DR, MIDWAY, FL 32343-4232
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 S BLAIR STONE RD 105-11, 105, TALLAHASSEE, FL 32301-8829

Mortgage

Document Number	0009290191
Date	Jan 30, 2023
Book Page	929/191
Instrument	230000709

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2024

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	May 17, 2021
Property Address	485 SAND PINE DR, MIDWAY, FL 32343-4232
Document Number	0008951348
Book / Page	895 / 1348
Map Reference	MB 2 PG 110
Instrument Date	May 13, 2021
Instrument	210003956
Transaction Type	Construction Loan
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7015 FIELD TRIAL LN, 7015, TALLAHASSEE, FL 32309-2073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 S BLAIR STONE RD # 105-11, 105, TALLAHASSEE, FL 32301-8829

Mortgage

Document Number	8951349
Date	May 17, 2021
Instrument	895/1349

Lender

Name	CAROL THOMPSON
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2022

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,746.00 (+2.06%) Homeowner's exemption	$346,827 (+1.8%) Land $40,500 Building $306,327	$346,827 (+1.8%) Land $40,500 Building $306,327
2024	$5,630.00 (+1,037.37%) Homeowner's exemption	$340,704 (+1,035.68%) Land $37,000 Building $303,704	$340,704 (+1,035.68%) Land $37,000 Building $303,704
2023	$495.00 (+17.3%)	$30,000 (+36.36%) Land $30,000	$30,000 (+36.36%) Land $30,000
2022	$422.00	$22,000 Land $22,000	$22,000 Land $22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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