St. Johns County property record for 470 Ocean Cay Blvd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,895 sqft · built 2017 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,990 (Feb 2017) |
| Tax Bill | $4,253 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 162881-0020 |
| Primary APN | 162881-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 1,895 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 137 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 470 OCEAN CAY BLVD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/23-28 OCEAN CAY LOT 2 OR4335/1001 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | OCEAN CAY |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21408 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 470 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 24, 2017 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 201713304 |
| Deed Book / Page | 4335 / 1001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 470 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804 |
| Document Number | 0049881402 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 470 OCEAN CAY BLVD ST AUGUSTINE FL 320804804, ST AUGUSTINE, FL 32080-4804 |
| Document Number | 0049881402 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 004988/001402 |
| Instrument | 56314 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2035 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2017 |
| Property Address | 470 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804 |
| Document Number | 0043351001 |
| Book / Page | 4335 / 1001 |
| Map Reference | MB71 PG23 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2017013304 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 470 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804 |
| Document Number | 2017013305 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017013305 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Index | 6-Month T-Bill |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,427 (+2.7%) | $479,983 (-9.03%) Land $135,000 Building $344,983 | |
| 2025 | $4,253.00 (+12.54%) Homeowner's exemption | $328,556 (+5.99%) | $527,640 (+11.86%) Land $135,000 Building $392,640 |
| 2024 | $3,779.00 (+2%) | ||
| 2023 | $3,705.00 (+2.95%) Homeowner's exemption | $309,996 (+3%) | $471,699 (+3.31%) Land $122,000 Building $349,699 |
| 2022 | $3,599.00 Homeowner's exemption | $300,967 | $456,583 Land $117,600 Building $338,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: IQ Fiber, Verizon.
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