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  5. Ocean Cay Blvd

423 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 423 Ocean Cay Blvd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2016
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jun 2021)
Tax Bill$4,483 (2025)
Deeds & MortgagesMay 2022 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN162881-0780

Property Details

APN / Parcel Number

Primary APN162881-0780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area2,038 sqft
1st Floor Area1,540 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address423 OCEAN CAY BLVD
CitySAINT AUGUSTINE
StateFL
Zip32080-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description71/23-28 OCEAN CAY LOT 78 OR5292/1500 & 5558/1409
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionOCEAN CAY
Legal Block1
Legal Lot Number78
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3018
Census Tract21408

Owner

Source: St. Johns County records · APN 162881-0780

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address423 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4805
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleMar 18, 2019 · Amount on Record
Deed Document Number202167349
Deed Book / Page5292 / 1500
Last Transfer DateMay 04, 2022
Transfer Doc0055581409
Record UpdatedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 13, 2022
Property Address423 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4805
Document Number0055581409
Book / Page5558 / 1409
Map ReferenceMB 71 PG 23-28
Instrument DateMay 04, 2022
Instrument2022049336
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address423 OCEAN CAY BLVD, ST AUGUSTINE, FL 32080-4805

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address339 PEYTON DR, FORT COLLINS, CO 80525-8258

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 16, 2021
Property Address423 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4805
Document Number0052921500
Book / Page5292 / 1500
Map ReferenceMB 71 PG 23-28
Instrument DateJun 15, 2021
Instrument2021067349
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4805

Mortgage

Document Number0052921502
DateJun 16, 2021
Instrument5292/1502
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$354,947 (+2.7%)$429,104 (-6.76%) Land $135,000 Building $294,104
2025$4,483.00 (+12.41%) Homeowner's exemption$345,615 (+2.9%)$460,195 (+3.17%) Land $135,000 Building $325,195
2024$3,988.00 (+1.99%) Homeowner's exemption$335,875 (+3%)$446,063 (+8.27%) Land $122,000 Building $324,063
2023$3,910.00 (+2.89%) Homeowner's exemption$326,092 (+3%)$411,985 (+3.32%) Land $122,000 Building $289,985
2022$3,800.00 Homeowner's exemption$316,594$398,733 Land $117,600 Building $281,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

May also be available at this address: IQ Fiber Intermediate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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