422 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 422 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,561 sqft · built 2016
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$779,000 (Nov 2023)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`162881-0080`

Property Details

APN / Parcel Number

Primary APN	`162881-0080`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,561 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	1,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	171 sqft
Porch	Finished Screened Porch
Porch Area	403 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 8 OR6026/1409
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

422 Ocean Cay Blvd is owned and occupied by an individual who acquired it in September 2024.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	422 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer FLORIDA CLOSING AND ESCROW LLC, FLORIDA CLOSING COMPANY LLC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	202393269
Deed Book / Page	5864 / 192
Last Transfer Date	Sep 26, 2024
Transfer Doc	0060261409
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 30, 2023
Property Address	422 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804
Document Number	0058640192
Book / Page	5864 / 192
Map Reference	MB 71 PG 23-28
Instrument Date	Nov 22, 2023
Instrument	2023093269
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FLORIDA CLOSING AND ESCROW LLC, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$5,453.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6917 SE 12TH TER, OCALA, FL 34480-6634

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	422 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4804

Mortgage

Document Number	0050970014
Date	Nov 13, 2020
Book Page	5097/14
Instrument	2020102266

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 422 Ocean Cay Blvd was $9,233, up 10.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,904 (-10.5%) Land $135,000 Building $453,904	$588,904 (-10.5%) Land $135,000 Building $453,904
2025	$9,233.00 (+10.1%)	$657,987	$657,987 Land $135,000 Building $522,987
2024	$8,386.00 (+81.59%)
2023	$4,618.00 (+2.78%) Homeowner's exemption	$381,583 (+3%)	$575,900 (+4.23%) Land $122,000 Building $453,900
2022	$4,493.00 Homeowner's exemption	$370,469	$552,553 Land $117,600 Building $434,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Ocean Cay Blvd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Ocean Cay Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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