470 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 470 Main St, Reading, MA 01867

Property Summary

Property TypeBank, Financial Building
Details1 ba · 1,808 sqft · built 1978
Lot Size0.256 acres (11,173 sqft)
OwnerCompany Name on Record
Tax Bill$11,827 (2026)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone X (minimal risk)
APNREAD M:017.0-0000-0034.0

Property Details

APN / Parcel Number

Primary APNREAD M:017.0-0000-0034.0
Alternative APNs
  • M:017.0=0000=0034.0
  • 540000000410
  • 540000000

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories1 Story
Building Area1,808 sqft Total Area
Gross Area2,152 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeSteel Frame
Roof TypeFlat
Roof MaterialOther
Lot Area11,173 sqft (0.256 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number540000000410
Street Address470 MAIN ST
CityREADING
StateMA
Zip01867-3140
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeBUSB
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3004
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address397 FARNUM ST, NORTH ANDOVER, MA 01845-5611
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 17, 2021
Transfer Doc1886889
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJul 13, 2021
Property Address470 MAIN ST, READING, MA 01867-3140
Document Number1886889
Instrument DateJun 17, 2021
Instrument1886889
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 FARNUM ST, NORTH ANDOVER, MA 01845-5611

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,827.00 (+0.82%)$942,400 (+1.78%) Land $466,800 Building $468,000
2025$11,731.00 (+1.73%)$925,900 (+3.73%) Land $458,300 Building $467,600
2024$11,532.00 (-2.2%)$892,600 (-) Land $441,100 Building $451,500
2023$11,791.00$892,600 Land $441,100 Building $451,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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