Middlesex County and Reading Town property record for 431 Main St, Reading, MA 01867
| Property Type | Service Station (Full Service) |
|---|---|
| Details | 4 bd · 1.5 ba · 1,410 sqft · built 1965 |
| Lot Size | 0.374 acres (16,283 sqft) |
| Owner | Company Name on Record |
| Last Sale | $545,000 (Jul 1993) |
| Tax Bill | $17,201 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0063.0 |
| Primary APN | READ M:017.0-0000-0063.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Total Area |
| 1st Floor Area | 1,684 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 16,283 sqft (0.374 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 550000000210 |
|---|---|
| Street Address | 431 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-3137 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station (Full Service) |
| Local Zoning Code | BUSB |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 HERITAGE LN, LYNNFIELD, MA 01940-2506 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage NORTHMARK BANK |
| Jun 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 1993 · Amount on Record |
| Deed Sale | Jul 30, 1993 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 431 MAIN ST, READING, MA 01867-3137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70168-487 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 70168/487 |
| Instrument | 177614 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 431 MAIN ST, READING, MA 01867-3137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72766-377 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 72766/377 |
| Instrument | 81809 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $17,201.00 (+65.54%) | $1,370,600 (+67.13%) Land $526,100 Building $832,200 |
| 2025 | $10,391.00 (+1.4%) | $820,100 (+3.39%) Land $516,500 Building $303,600 |
| 2024 | $10,248.00 (-2.2%) | $793,200 (-) Land $497,200 Building $296,000 |
| 2023 | $10,478.00 | $793,200 Land $497,200 Building $296,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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