Middlesex County and Reading Town property record for 400 Main St, Reading, MA 01867
| Property Type | Office Building |
|---|---|
| Details | 2 ba · 1,453 sqft · built 1963 |
| Lot Size | 0.058 acres (2,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Oct 2018) |
| Tax Bill | $5,224 (2025) |
| Deeds & Mortgages | May 2022 Refinance Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0026.0 |
| Primary APN | READ M:017.0-0000-0026.0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,453 sqft Total Area |
| Gross Area | 1,846 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,548 sqft (0.058 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 530000000270 |
|---|---|
| Street Address | 400 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-3618 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | BUSB |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 MAIN ST, READING, MA 01867-3618 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Sep 9, 2019 | Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK |
| Oct 15, 2018 | Quit Claim Deed, Transfer READING COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Prior Sale | Dec 7, 2016 · Amount on Record |
| Deed Book / Page | 71747 / 180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 400 MAIN ST, READING, MA 01867-3618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080063-438 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 80063/438 |
| Instrument | 65461 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 400 MAIN ST, READING, MA 01867-3618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073250-509 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 73250/509 |
| Instrument | 136207 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 15, 2018 |
| Property Address | 400 MAIN ST, READING, MA 01867-3618 |
| Document Number | 071747-180 |
| Book / Page | 71747 / 180 |
| Instrument | 158463 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0717470182 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 71747/0182 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,224.00 (+1.85%) | $412,300 (+3.85%) Land $145,200 Building $267,100 |
| 2024 | $5,129.00 (-2.19%) | $397,000 (-) Land $139,800 Building $257,200 |
| 2023 | $5,244.00 | $397,000 Land $139,800 Building $257,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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