470 Mackay Ave, Ventura, CA 93004 Property Records

Ventura County property record for 470 Mackay Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,550 sqft · built 1963
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`088-0-173-090`

Property Details

APN / Parcel Number

Primary APN	`088-0-173-090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,156 sqft (0.141 acres)
Lot Dimensions	95 ft deep x 65 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Area	540 sqft
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	470 MACKAY AVE
City	VENTURA
State	CA
Zip	93004-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 128702 LOT: 92 REF: 036MR 096
Legal Subdivision	TRACT 1287 2
Legal Tract	128702
Legal Block	173
Legal Lot Number	92
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1018
Census Tract	1202

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6416, VENTURA, CA 93006-6416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	470 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number	2022000067217
Date	Jun 15, 2022
Instrument	2022000067217

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	470 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number	0000081926
Date	Apr 22, 2021
Instrument	20210422-00081926

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2031

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,121 (+2%) Land $150,804 Building $243,317
2025	$4,193.00 (+1.26%) Homeowner's exemption	$386,394 (+4.04%) Land $147,847 Building $238,547
2024	$4,141.00 (+1.15%)
2023	$4,094.00 (+7.54%) Homeowner's exemption	$371,391 Land $142,106 Building $229,285
2022	$3,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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