482 Mackay Ave, Ventura, CA 93004 Property Records

Ventura County property record for 482 Mackay Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,550 sqft · built 1963
Lot Size	0.141 acres (6,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (Aug 2026)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`088-0-173-110`

Property Details

APN / Parcel Number

Primary APN	`088-0-173-110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,155 sqft (0.141 acres)
Lot Dimensions	95 ft deep x 65 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	482 MACKAY AVE
City	VENTURA
State	CA
Zip	93004-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-6
Legal Description	TRACT: 128702 LOT: 90 REF: 036MR 096
Legal Subdivision	TRACT NO 1287 2
Legal Tract	128702
Legal Block	173
Legal Lot Number	90
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1018
Census Tract	1202

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
May 1, 2026	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CREDIT UNION
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Deed Document Number	202666986
Prior Transfer Date	Sep 27, 2001
Prior Transfer Doc	0000216736
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 27, 2026
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Document Number	0000066986
Instrument Date	Jul 28, 2026
Instrument	202666986
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,323.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	482 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number	0000066987,
Date	Aug 27, 2026
Instrument	202666987

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	May 1, 2026
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Document Number	0000032260
Instrument Date	Apr 27, 2026
Instrument	202632260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4809 NIGHT SKY DR, MCKINNEY, TX 75071-3688

Mortgage

Document Number	0000032260,
Date	May 1, 2026
Instrument	202632260

Lender

Name	PREMIER AMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2046

Interest

Rate	6.38%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number	2022000100889
Date	Oct 13, 2022
Instrument	2022000100889

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 MACKAY AVE AYE, VENTURA, CA 93004-1517

Mortgage

Document Number	0000163368
Date	Sep 2, 2021
Instrument	20210902-00163368

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167748
Date	Dec 22, 2017
Instrument	20171222-00167748

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	482 MACKAY AVE, VENTURA, CA 93004-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number	0000165361
Date	Oct 8, 2020
Instrument	20201008-00165361

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,594 (+2%) Land $107,298 Building $199,296
2025	$3,260.00 (+0.87%) Homeowner's exemption	$300,583 (+4.04%) Land $105,194 Building $195,389
2024	$3,232.00 (+1.13%)
2023	$3,196.00 (+7.5%) Homeowner's exemption	$288,912 Land $101,110 Building $187,802
2022	$2,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Mackay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures