426 Mackay Ave, Ventura, CA 93004 Property Records

Ventura County property record for 426 Mackay Ave, Ventura, CA 93004

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,550 sqft · built 1963
Lot Size0.141 acres (6,157 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jun 2015)
Tax Bill$6,734 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN088-0-173-070

Property Details

APN / Parcel Number

Primary APN088-0-173-070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleTraditional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area6,157 sqft (0.141 acres)
Lot Dimensions95 ft deep x 65 ft wide
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address426 MACKAY AVE
CityVENTURA
StateCA
Zip93004-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT: 128702 LOT: 94 REF: 036MR 096
Legal SubdivisionTRACT NO 1287 2
Legal Tract128702
Legal Block173
Legal Lot Number94
JurisdictionVENTURA CA
Township / Civil DivisionVENTURA
Census Block Group1
Census Block1018
Census Tract1202

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 MACKAY AVE, VENTURA, CA 93004-1517
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2015 · Amount on Record
Deed SaleJun 16, 2015 · Amount on Record
Deed Document Number201591126
Prior Transfer DateJun 3, 2013
Prior Transfer Doc0000108661
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address426 MACKAY AVE, VENTURA, CA 93004-1517
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 MACKAY AVE, VENTURA, CA 93004-1517

Mortgage

Document Number0000165883
DateSep 8, 2021
Instrument20210908-00165883
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalitySan Buenaventura (Ventura) City
Unified School DistrictVentura Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$625,194 (+2%) Land $406,379 Building $218,815
2025$6,734.00 (+1.77%)$612,936 (+4.04%) Land $398,411 Building $214,525
2024$6,617.00 (+1.13%)
2023$6,543.00 (+7.6%)$589,136 Land $382,940 Building $206,196
2022$6,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA WATER DEPARTMENT
serves 112,285 people · EPA ID CA5610017
Water SourceSurface water
Last State InspectionSep 2023
Also Mapped HereUNITED WTR CONS DIST
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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