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470 Irish Rose Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 470 Irish Rose Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,961 sqft · built 2014
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Dec 2014)
Tax Bill$4,666 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN012971-0500

Property Details

APN / Parcel Number

Primary APN012971-0500

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,961 sqft Living Area
Gross Area3,843 sqft
1st Floor Area1,489 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Garage Area690 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address470 IRISH ROSE RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description63/77-85 ASHLEY OAKS LOT 50
Legal Range27
Legal Township06
Legal Section24
Legal SubdivisionASHLEY OAKS
Legal Block1
Legal Lot Number50
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1003
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 27, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2014 · Amount on Record
Deed SaleDec 1, 2014 · Amount on Record
Deed Document Number201469638
Deed Book / Page3959 / 431
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address470 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131

Mortgage

Document Number0056800154
DateDec 15, 2022
Book Page5680/154
Instrument2022112702
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address470 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131

Mortgage

Document Number0055460446
DateApr 27, 2022
Book Page5546/446
Instrument2022043080
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,141$563,501 Land $120,000 Building $443,501
2025$4,666.00 (+12.41%)
2024$4,151.00 (+17.69%)
2023$3,527.00 (+2.95%)
2022$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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