485 Irish Rose Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 485 Irish Rose Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,692 sqft · built 2014
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$322,325 (Feb 2014)
Tax Bill$4,454 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012971-0300

Property Details

APN / Parcel Number

Primary APN012971-0300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,692 sqft Living Area
Gross Area3,642 sqft
1st Floor Area2,692 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached
Garage Area662 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area380 sqft
PorchFinished Screened Porch
Porch Area770 sqft
Patio Area1,240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address485 IRISH ROSE RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description63/77-85 ASHLEY OAKS LOT 30 OR3849/871
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionASHLEY OAKS
Legal Block1
Legal Lot Number30
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1003
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address485 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Line of Credit
TROPICAL FINANCIAL CU
Aug 7, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2014 · Amount on Record
Deed SaleFeb 25, 2014 · Amount on Record
Deed Document Number201410796
Deed Book / Page3849 / 871
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address485 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2132
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055151384
DateMar 15, 2022
Book Page5515/1384
Instrument2022027709
Lender
NameTROPICAL FINANCIAL CU
TypeCredit Union
AddressHOLLYWOOD, FL 33025
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address485 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2132
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050101938
DateAug 7, 2020
Book Page5010/1938
Instrument2020065423
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,969 (+2.7%)$568,344 (+2.25%) Land $120,000 Building $448,344
2025$4,454.00 (+12.5%) Homeowner's exemption$344,663 (+2.9%)$555,848 (-0.22%) Land $130,000 Building $425,848
2024$3,959.00 (+1.98%) Homeowner's exemption$334,949 (+3%)$557,074 (+0.5%) Land $130,000 Building $427,074
2023$3,882.00 (+2.89%) Homeowner's exemption$325,193 (+3%)$554,306 (+1.98%) Land $134,400 Building $419,906
2022$3,773.00 Homeowner's exemption$315,721$543,553 Land $134,400 Building $409,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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