408 Irish Rose Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 408 Irish Rose Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,011 sqft · built 2014
Lot Size	0.66 acres (28,749 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Jun 2019)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012971-0530`

Property Details

APN / Parcel Number

Primary APN	`012971-0530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,011 sqft Living Area
Gross Area	3,581 sqft
1st Floor Area	3,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,749 sqft (0.66 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	306 sqft
Deck Area	Deck Area
Patio Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 IRISH ROSE RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63/77-85 ASHLEY OAKS LOT 53 OR4740/154
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	ASHLEY OAKS
Legal Block	1
Legal Lot Number	53
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20905

Owner

Source: St. Johns County records · APN 012971-0530

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 16, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	201941234
Deed Book / Page	4740 / 154
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0046270827
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049220061
Date	Apr 14, 2020
Book Page	4922/61
Instrument	2020028888

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 12, 2019
Property Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Document Number	0047400154
Book / Page	4740 / 0154
Map Reference	MB 63 PG 77-85
Instrument Date	Jun 10, 2019
Instrument	2019041234
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,919.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 COTTAGE LINK WALK, 126, SAINT AUGUSTINE, FL 32092-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131

Mortgage

Document Number	0004740155
Date	Jun 12, 2019
Instrument	4740/155

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2034

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 16, 2018
Property Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Document Number	0046270827
Book / Page	004627 / 000827
Instrument Date	Oct 16, 2018
Instrument	74864
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 IRISH ROSE RD ST AUGUSTINE FL 320922131, ST AUGUSTINE, FL 32092-2131

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 11, 2017
Property Address	408 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2131
Document Number	0044020941
Book / Page	004402 / 000941
Instrument Date	Jul 10, 2017
Instrument	47578
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 IRISH ROSE RD ST AUGUSTINE FL 320922131, ST AUGUSTINE, FL 32092-2131

Mortgage

Document Number	44020943
Date	Jul 11, 2017
Book Page	004402/000943
Instrument	47579

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,480 (+14.39%)	$652,570 (+14.94%) Land $120,000 Building $532,570
2025	$7,642.00 (+14.08%)	$567,769 (-0.34%)	$567,769 (-0.34%) Land $130,000 Building $437,769
2024	$6,699.00 (+4.1%)	$569,705 (+1.17%)	$569,705 (+1.17%) Land $130,000 Building $439,705
2023	$6,435.00 (+4.58%)	$563,094 (+1.05%)	$563,094 (+1.05%) Land $134,400 Building $428,694
2022	$6,153.00	$557,269	$557,269 Land $134,400 Building $422,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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