St. Johns County property record for 470 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,527 sqft · built 2015 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Aug 2018) |
| Tax Bill | $12,805 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0550 |
| Primary APN | 009624-0550 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,527 sqft Living Area |
| Gross Area | 3,955 sqft |
| 1st Floor Area | 2,390 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 231 sqft |
| Deck Area | Deck Area |
| Patio Area | 759 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 470 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70/45-48 DURBIN CROSSING NORTH PHASE 2E - UNIT 3 LOT 55 OR4602/236 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 3 |
| Legal Phase | 2E |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
470 Cloisterbane Dr is owned by an individual who bought it in August 2018.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 HOFHEIMER ST # 63128, 63128, DIETZENBACH, DE |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2018 | Warranty Deed, Transfer · ARM CENTENNIAL BANK |
| Feb 15, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Prior Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 201861667 |
| Deed Book / Page | 4602 / 236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 470 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Document Number | 0046020236 |
| Book / Page | 4602 / 0236 |
| Map Reference | MB70 PG45-48 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018061667 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 OUTLOOK DR, 411, PONTE VEDRA, FL 32081-0779 |
| Name | Verified Name |
|---|---|
| Address | HOFHEIMER STR 9 63128 DIETZENBACH GERMANY, XX 00000 |
| Document Number | 2018061668 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2018061668 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 470 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Document Number | 0043471744 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 470 CLOISTERBANE DR ST JOHNS FL 322598232, ST JOHNS, FL 32259-8232 |
| Document Number | 0043471744 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 004347/001744 |
| Instrument | 20089 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 470 Cloisterbane Dr was $12,805, up 11.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716,439 (-3.23%) Land $160,000 Building $556,439 | $716,439 (-3.23%) Land $160,000 Building $556,439 | |
| 2025 | $12,805.00 (+11.79%) | $740,362 (-0.26%) | $740,362 (-0.26%) Land $155,000 Building $585,362 |
| 2024 | $11,455.00 (+3.18%) | $742,260 (-0.21%) | $742,260 (-0.21%) Land $155,000 Building $587,260 |
| 2023 | $11,102.00 (+10.15%) | $743,789 (+15.31%) | $743,789 (+15.31%) Land $145,000 Building $598,789 |
| 2022 | $10,079.00 | $645,028 | $645,028 Land $123,200 Building $521,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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