St. Johns County property record for 486 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,481 sqft · built 2015 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Aug 2025) |
| Tax Bill | $11,510 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0560 |
| Primary APN | 009624-0560 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,481 sqft Living Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 2,345 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 486 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70/45-48 DURBIN CROSSING NORTH PHASE 2E - UNIT 3 LOT 56 OR6198/1919 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 3 |
| Legal Phase | 2E |
| Legal Block | 3 |
| Legal Lot Number | 56 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
486 Cloisterbane Dr is owned and occupied by two individuals who bought it in August 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jul 7, 2023 | Warranty Deed, Transfer HARBORVIEW TITLE, HARBORVIEW TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Jul 7, 2023 · Amount on File |
| Deed Document Number | 202563653 |
| Deed Book / Page | 6198 / 1919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2026 |
| Property Address | 486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Document Number | 0000074914 |
| Book / Page | 6429 / 1510 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202674914 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Document Number | 0000074914, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 6429/1510 |
| Instrument | 202674914 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 7, 2023 |
| Property Address | 486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
| Document Number | 0057880732 |
| Book / Page | 5788 / 732 |
| Map Reference | MB 70 PG 45-48 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023052976 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | HARBORVIEW TITLE, HARBORVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 BROOKSTONE CT, JACKSONVILLE, FL 32259-4321 |
| Name | Verified Name |
|---|---|
| Address | 486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232 |
The 2025 property tax bill for 486 Cloisterbane Dr was $11,510, up 7.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,773 (-16.46%) | $673,397 (+0.14%) Land $160,000 Building $513,397 | |
| 2025 | $11,510.00 (+7.73%) Homeowner's exemption | $672,426 (+0.4%) | $672,426 (+0.4%) Land $155,000 Building $517,426 |
| 2024 | $10,684.00 (+37.63%) Homeowner's exemption | $669,753 (+53.96%) | $669,753 (-0.02%) Land $155,000 Building $514,753 |
| 2023 | $7,763.00 (+3.71%) Homeowner's exemption | $435,013 (+3%) | $669,912 (+17.42%) Land $145,000 Building $524,912 |
| 2022 | $7,485.00 Homeowner's exemption | $422,343 | $570,540 Land $123,200 Building $447,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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