486 Cloisterbane Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 486 Cloisterbane Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,481 sqft · built 2015
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Aug 2025)
Tax Bill$11,510 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN009624-0560

Property Details

APN / Parcel Number

Primary APN009624-0560

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,481 sqft Living Area
Gross Area4,044 sqft
1st Floor Area2,345 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area563 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area198 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address486 CLOISTERBANE DR
CitySAINT JOHNS
StateFL
Zip32259-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70/45-48 DURBIN CROSSING NORTH PHASE 2E - UNIT 3 LOT 56 OR6198/1919
Legal Range27E
Legal Township05S
Legal Section01
Legal SubdivisionDURBIN CROSSING NORTH PHASE 2E UNIT 3
Legal Phase2E
Legal Block3
Legal Lot Number56
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group3
Census Block3017
Census Tract20808

Owner

486 Cloisterbane Dr is owned and occupied by two individuals who bought it in August 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE
Jul 7, 2023Warranty Deed, Transfer
HARBORVIEW TITLE, HARBORVIEW TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleJul 7, 2023 · Amount on File
Deed Document Number202563653
Deed Book / Page6198 / 1919
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateSep 1, 2026
Property Address486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232
Document Number0000074914
Book / Page6429 / 1510
Instrument DateAug 26, 2026
Instrument202674914
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232

Mortgage

Document Number0000074914,
DateSep 1, 2026
Book Page6429/1510
Instrument202674914
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 7, 2023
Property Address486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232
Document Number0057880732
Book / Page5788 / 732
Map ReferenceMB 70 PG 45-48
Instrument DateJun 30, 2023
Instrument2023052976
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyHARBORVIEW TITLE, HARBORVIEW TITLE LLC

Transaction

AmountAmount on Record
Tax$5,390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 BROOKSTONE CT, JACKSONVILLE, FL 32259-4321

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8232

Tax Assessment & Valuation

The 2025 property tax bill for 486 Cloisterbane Dr was $11,510, up 7.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561,773 (-16.46%)$673,397 (+0.14%) Land $160,000 Building $513,397
2025$11,510.00 (+7.73%) Homeowner's exemption$672,426 (+0.4%)$672,426 (+0.4%) Land $155,000 Building $517,426
2024$10,684.00 (+37.63%) Homeowner's exemption$669,753 (+53.96%)$669,753 (-0.02%) Land $155,000 Building $514,753
2023$7,763.00 (+3.71%) Homeowner's exemption$435,013 (+3%)$669,912 (+17.42%) Land $145,000 Building $524,912
2022$7,485.00 Homeowner's exemption$422,343$570,540 Land $123,200 Building $447,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Cloisterbane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 138 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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