443 Cloisterbane Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 443 Cloisterbane Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,127 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$390,920 (Jan 2015)
Tax Bill	$6,783 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009624-0980`

Property Details

APN / Parcel Number

Primary APN	`009624-0980`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,127 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	2,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	175 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	443 CLOISTERBANE DR
City	SAINT JOHNS
State	FL
Zip	32259-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69/73-76 DURBIN CROSSING NORTH PHASE 2E - UNIT 2 LOT 98 OR3972/724
Legal Range	27E
Legal Township	05S
Legal Section	01
Legal Subdivision	DURBIN CROSSING NORTH PHASE 2E UNIT 2
Legal Phase	2E
Legal Block	1
Legal Lot Number	98
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3017
Census Tract	20808

Owner

443 Cloisterbane Dr is owned and occupied by two individuals who bought it in January 2015.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2015 · Amount on File
Deed Sale	Jan 5, 2015 · Amount on File
Deed Document Number	2015250
Deed Book / Page	3972 / 724
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	443 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8233
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8233

Mortgage

Document Number	0051661754
Date	Feb 1, 2021
Book Page	5166/1754
Instrument	2021011029

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 443 Cloisterbane Dr was $6,783 with a homeowner's exemption, up 8.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,090 (+2.7%)	$657,720 (-0.04%) Land $160,000 Building $497,720
2025	$6,783.00 (+8.91%) Homeowner's exemption	$284,411 (+2.9%)	$657,963 (+2.38%) Land $155,000 Building $502,963
2024	$6,228.00 (+1.81%) Homeowner's exemption	$276,396 (+3%)	$642,686 (+0.83%) Land $155,000 Building $487,686
2023	$6,117.00 (+4.44%) Homeowner's exemption	$268,346 (+3%)	$637,374 (+16.4%) Land $145,000 Building $492,374
2022	$5,857.00 Homeowner's exemption	$260,530	$547,576 Land $123,200 Building $424,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Cloisterbane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20