40 Water St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 40 Water St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	1,928 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Garage	Carport, 210 sqft
Last Sale	$412,000 (2020)
Tax Bill	$10,787.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`195510-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,928 sqft Living Area
Gross Area	2,072 sqft Gross Area
1st Floor	1,148 sqft 1st Floor
Attic Area	144 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	93 ft x 69 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	210 sqft Garage
Carport	Carport
Carport Area	210 sqft Carport
Porch Area	282 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	40 WATER ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2885
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ABBOTT TRACT CITY N1/2 OF LOT 5 BLK I (EX W14FT) OR5026/1695
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	ABBOTT TRACT
Legal Block	I
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2011
Census Tract	20200

Owner

Source: St. Johns County records · APN 195510-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 MEDITERRA AVE, PONTE VEDRA, FL 32081-5088
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Doc Number	202072167
Deed Book / Page	5026 / 1695
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	0035880671
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2020
Property Address	40 WATER ST, SAINT AUGUSTINE, FL 32084-2885
Document Number	0050261695
Book / Page	5026 / 1695
Map Reference	MB 7 PG 65
Instrument Date	Aug 26, 2020
Instrument	2020072167
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7026 N BARNETT LN, 7026, MILWAUKEE, WI 53217-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MEDITERRA AVE, PONTE VEDRA, FL 32081-5088

Mortgage

Document Number	50261697
Date	Aug 27, 2020
Instrument	5026/1697

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,614 (+0.36%) Land $319,332 Building $253,282	$572,614 (+0.36%) Land $319,332 Building $253,282
2025	$10,787.00 (+12.29%)	$570,550 (+1.7%)	$570,550 (+1.7%) Land $319,332 Building $251,218
2024	$9,606.00 (+6.75%)	$560,999 (+3.4%)	$560,999 (+3.4%) Land $319,332 Building $241,667
2023	$8,999.00 (+10.01%)	$542,536 (+11.89%)	$542,536 (+11.89%) Land $291,698 Building $250,838
2022	$8,180.00	$484,868	$484,868 Land $292,312 Building $192,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Abbott Tract Historic District (Additional Documentation) listed 1983 · 122 contributing resources · NRIS 83001438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.