47 Thomas St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 47 Thomas St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1992
Lot Size	0.115 acres (4,996 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2022)
Tax Bill	$9,377 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-01-00057`

Property Details

APN / Parcel Number

Primary APN	`02-00014-01-00057`
Alternative APNs	`0200014000100057` `0200014100057`

Interior

Stories	2 Stories
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,996 sqft (0.115 acres)
Lot Dimensions	98 ft deep x 51 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200014100057
Street Address	47 THOMAS ST
City	CLIFTON
State	NJ
Zip	07013-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	MOUNTAIN VIEW POINTE
Legal Block	14.1
Legal Lot Number	57
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	124202

Owner

47 Thomas St is owned and occupied by two individuals who bought it in July 2022.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 THOMAS ST, CLIFTON, NJ 07013-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 15, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 15, 2017	Deed, Transfer · Conventional Mortgage AMERICAS MORTGAGE LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	202236792
Deed Book / Page	4356 / 126
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 22, 2022
Property Address	47 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000036792
Book / Page	D4356 / 126
Instrument Date	Jul 11, 2022
Instrument	2022036792
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 PROSPECT AVE # AVE10C, 170, HACKENSACK, NJ 07601-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000036793
Date	Jul 22, 2022
Instrument	2022036793

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	47 THOMAS ST, CLIFTON, NJ 07013-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046016
Date	Sep 21, 2020
Book Page	M16435/148
Instrument	2020046016

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	47 THOMAS ST, CLIFTON, NJ 07013-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021665
Date	May 15, 2018
Book Page	M15019/0001
Instrument	2018021665

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 15, 2017
Property Address	47 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000060991
Map Reference	MAP3225
Instrument Date	Dec 12, 2017
Instrument	2017060991
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000060992
Date	Dec 15, 2017
Instrument	2017060992

Lender

Name	AMERICAS MORTGAGE LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 47 Thomas St was $9,377, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,000 (-) Land $71,100 Building $81,900	$153,000 (-) Land $71,100 Building $81,900
2025	$9,377.00 (+3.25%)	$153,000 Land $71,100 Building $81,900	$153,000 Land $71,100 Building $81,900
2024	$9,082.00
2023		$153,000 Land $71,100 Building $81,900	$153,000 Land $71,100 Building $81,900
2022	$8,736.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 47 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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