41 Thomas St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 41 Thomas St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1949
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2021)
Tax Bill	$10,321 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-01-00058`

Property Details

APN / Parcel Number

Primary APN	`02-00014-01-00058`
Alternative APNs	`0200014000100058` `0200014100058`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0200014100058
Street Address	41 THOMAS ST
City	CLIFTON
State	NJ
Zip	07013-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Block	14.1
Legal Lot Number	58
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	124202

Owner

41 Thomas St is owned and occupied by two individuals who bought it in May 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 THOMAS ST, CLIFTON, NJ 07013-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2021	Deed, Transfer · FHA Mortgage AMERICAS MORTGAGE LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jan 14, 2002 · Amount on File
Deed Document Number	202130675
Deed Book / Page	4030 / 8
Prior Transfer Date	May 2, 1998
Prior Transfer Doc	0000017125
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Apr 28, 2026
Property Address	41 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000014590
Book / Page	19913 / 211
Instrument Date	Apr 5, 2026
Instrument	202614590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000014590,
Date	Apr 28, 2026
Book Page	19913/211
Instrument	202614590

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 1, 2051

Interest

Rate	6%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	41 THOMAS ST, CLIFTON, NJ 07013-1026
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000052244
Date	Nov 9, 2022
Book Page	M18257/5
Instrument	2022052244

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Mar 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2021
Property Address	41 THOMAS ST, CLIFTON, NJ 07013-1026
Document Number	0000030675
Book / Page	D4030 / 8
Instrument Date	Feb 23, 2021
Instrument	2021030675
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	REGISTER ABSTRACT COMPANY INC., REGISTER ABSTRACT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 THOMAS ST, 41, CLIFTON, NJ 07013-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 THOMAS ST, CLIFTON, NJ 07013-1026

Mortgage

Document Number	0000030676
Date	May 4, 2021
Instrument	2021030676

Lender

Name	AMERICAS MORTGAGE LENDER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 41 Thomas St was $10,321, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,400 (-) Land $72,600 Building $95,800	$168,400 (-) Land $72,600 Building $95,800
2025	$10,321.00 (+3.25%)	$168,400 Land $72,600 Building $95,800	$168,400 Land $72,600 Building $95,800
2024	$9,996.00
2023		$168,400 Land $72,600 Building $95,800	$168,400 Land $72,600 Building $95,800
2022	$9,615.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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