38 Thomas St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 38 Thomas St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1924
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Jun 1999)
Tax Bill	$8,979 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-01-00034`

Property Details

APN / Parcel Number

Primary APN	`02-00014-01-00034`
Alternative APNs	`0200014000100034` `0200014100034`

Interior

Stories	2 Stories
Building Area	1,438 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200014100034
Street Address	38 THOMAS ST
City	CLIFTON
State	NJ
Zip	07013-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Block	14.1
Legal Lot Number	34
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	124202

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 THOMAS ST, CLIFTON, NJ 07013-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jun 20, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 1999 · Amount on Record
Deed Sale	Jun 23, 1999 · Amount on Record
Deed Document Number	199970950
Deed Book / Page	0161 / 6
Last Transfer Date	Jun 6, 2018
Transfer Doc	0000027374
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 THOMAS ST, CLIFTON, NJ 07013-1027
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 THOMAS ST, CLIFTON, NJ 07013-1027

Mortgage

Document Number	0000004796
Date	Jan 21, 2022
Book Page	M17749/210
Instrument	2022004796

Lender

Name	NORTHFIELD BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 THOMAS ST, CLIFTON, NJ 07013-1027
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000297
Date	Jan 5, 2021
Book Page	M16704/241
Instrument	2021000297

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	191 Months
Due	Dec 1, 2036

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 20, 2018
Property Address	38 THOMAS ST, CLIFTON, NJ 07013-1027
Document Number	0000027374
Book / Page	003335 / 000054
Instrument Date	Jun 6, 2018
Instrument	27374
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 THOMAS ST CLIFTON NJ 070131027, CLIFTON, NJ 07013-1027

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,500 (-) Land $67,400 Building $79,100	$146,500 (-) Land $67,400 Building $79,100
2025	$8,979.00 (+3.25%)	$146,500 (-) Land $67,400 Building $79,100	$146,500 (-) Land $67,400 Building $79,100
2024	$8,696.00 (+3.96%)
2023		$146,500 Land $67,400 Building $79,100	$146,500 Land $67,400 Building $79,100
2022	$8,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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