East Lyme Town property record for 47 Terrace Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,376 sqft Living Area |
| Lot Size | 85,616 sqft (1.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2020) |
| Tax Bill | $10,133.00 (2025) |
| Primary APN | ELYM M:008.2 B:00024 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 4,624 sqft Gross Area |
| 1st Floor | 1,188 sqft 1st Floor |
| Basement Area | 1,188 sqft Basement |
| Unfinished Basement | 1,188 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 85,616 sqft (1.96 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3252 |
|---|---|
| Street Address | 47 TERRACE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 24 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.2 B:00024 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 TERRACE AVE, NIANTIC, CT 06357-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance CHARTER OAK FCU |
| Jun 02, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2020 · Amount on Record |
| Deed Sale | Jun 02, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2004 · Amount on Record |
| Deed Book / Page | 1030 / 756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 47 TERRACE AVE, NIANTIC, CT 06357-3014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001103-63 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 1103/63 |
| Instrument | 2202 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 02, 2020 |
| Property Address | 47 TERRACE AVE, NIANTIC, CT 06357-3014 |
| Document Number | 1030-756 |
| Book / Page | 1030 / 756 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1030759 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 1030/759 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,133.00 | $361,760 (-) Land $102,060 Building $259,700 | $253,232 Land $71,442 Building $181,790 |
| 2024 | $10,133.00 (+12.58%) | ||
| 2023 | $9,001.00 (+4.37%) | $361,760 (-) Land $102,060 Building $259,700 | |
| 2022 | $8,624.00 | $361,760 Land $102,060 Building $259,700 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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