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46 Terrace Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 46 Terrace Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Architecture StyleCape Cod
Year BuiltBuilt 2025
Square Footage2,387 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
Tax Bill$4,212.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:008.1 B:00124 L:00000
Alternative APN
  • 6734

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Building Area2,387 sqft Living Area
Gross Area4,238 sqft Gross Area
1st Floor1,080 sqft 1st Floor
Attic Area1,080 sqft Attic
Attic1 Attic
Basement Area754 sqft Basement
Unfinished Basement584 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Account Number6734
Street Address46 TERRACE AVE
CityNIANTIC
StateCT
Zip06357-3011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block124
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup4
Census Block4024
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:00124 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2455 NEW LONDON TPKE, SOUTH GLASTONBURY, CT 06073-2813
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Deed of Trust, Mortgage · Line of Credit
FINEX CU
Nov 13, 2020Deed of Trust, Mortgage · Balloon Payment
FINEX CU
Feb 14, 2020Warranty Deed, Transfer
UNKNOWN
May 24, 2019Warranty Deed, Transfer
UNKNOWN
May 24, 2019Trustee's Deed, Transfer
UNKNOWN
Sep 18, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001121-383
DateApr 28, 2025
Book Page1121/383
Instrument874
Lender
NameFINEX CU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001042-618
DateNov 13, 2020
Book Page1042/618
Lender
NameFINEX CU
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateFeb 14, 2020
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Document Number1025-208
Book / Page001025 / 000208
Instrument DateFeb 14, 2020
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 TERRACE AVE NIANTIC CT 06357, NIANTIC, CT 06357

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateMay 24, 2019
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Document Number1012-108
Book / Page001012 / 000108
Instrument DateMay 24, 2019
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
Tax$142.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 TERRACE AVE NIANTIC CT 06357, NIANTIC, CT 06357

May 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionEAST LYME CT
Recording DateMay 24, 2019
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Document Number1012-106
Book / Page001012 / 000106
Instrument DateMay 24, 2019
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyUNKNOWN

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 TERRACE AVE NIANTIC CT 06357, NIANTIC, CT 06357

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateSep 18, 2018
Property Address46 TERRACE AVE, NIANTIC, CT 06357-3011
Document Number1002-57
Book / Page001002 / 000057
Instrument DateSep 18, 2018
Transaction TypeTransfer
Record UpdatedOct 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 TERRACE AVE NIANTIC CT 06357, NIANTIC, CT 06357

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,212.00$150,360 (-11.6%) Land $89,530 Building $60,830$105,252 Land $62,671 Building $42,581
2024$4,212.00 (-0.47%)
2023$4,232.00 (+4.36%)$170,100 (-) Land $89,530 Building $80,570
2022$4,055.00$170,100 Land $89,530 Building $80,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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