42 Terrace Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 42 Terrace Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	5,000 sqft (0.115 acres)
Last Sale	$240,000 (2020)
Tax Bill	$2,506.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:008.1 B:131-1 L:00000`
Alternative APN	`10005`

Exterior

Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Account Number	10005
Street Address	42 TERRACE AVE
City	NIANTIC
State	CT
Zip	06357-3011
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Block	131-1
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	4
Census Block	4024
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:131-1 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 966, NIANTIC, CT 06357-0966
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Book / Page	1025 / 208
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	42 TERRACE AVE, NIANTIC, CT 06357-3011
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001125-633
Date	Sep 12, 2025
Book Page	1125/633
Instrument	1979

Lender

Name	FINEX CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00	$89,460 (-) Land $89,460	$62,622 Land $62,622
2024	$2,506.00 (+12.58%)
2023	$2,226.00 (+4.36%)	$89,460 (-) Land $89,460
2022	$2,133.00	$89,460 Land $89,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.