Bergen County and Ridgefield Park Village property record for 47 Summit St, Ridgefield Park, NJ 07660
| Property Type | Single Family Home |
|---|---|
| Details | 2,580 sqft · built 1891 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Sep 2024) |
| Tax Bill | $21,243 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00055-0000-00004 |
| Primary APN | 50-00055-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 47 SUMMIT ST |
|---|---|
| City | RIDGEFIELD PARK |
| State | NJ |
| Zip | 07660-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X120 |
| Legal Subdivision | RIDGEFIELD PARK NEAR HACKENSAC |
| Legal Block | 55 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 46200 |
Source: Bergen County and Ridgefield Park Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABL RFC RESIDENTIAL CREDIT ACQUISITION L |
| May 3, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage NP INC |
| Dec 17, 2021 | Deed, Transfer · Line of Credit ABL TWO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 202453432 |
| Deed Book / Page | 5316 / 1256 |
| Prior Transfer Date | Apr 14, 2023 |
| Prior Transfer Doc | 0049850532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16 GRANT ST 1, 1, LITTLE FERRY, NJ 07643-1353 |
| Document Number | 0046521057 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 4652/1057 |
| Instrument | 2022042080 |
| Name | ABL RFC RESIDENTIAL CREDIT ACQUISITION L |
|---|---|
| Type | Non-Lending Institution |
| Address | JERSEY CITY, NJ 07302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 3, 2023 |
| Property Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0049850532 |
| Book / Page | 4985 / 532 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023029708 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Title Company | ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 GRANT ST, LITTLE FERRY, NJ 07643-1353 |
| Name | Verified Name |
|---|---|
| Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 2023029709 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023029709 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 17, 2021 |
| Property Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0044970843 |
| Book / Page | 4497 / 843 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021182361 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | NOT AVAILABLE, SAFEHOUSE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $801.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 TALL OAKS DR, WAYNE, NJ 07470-4431 |
| Name | Verified Name |
|---|---|
| Address | 47 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 2021182362 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021182362 |
| Name | ABL TWO LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ridgefield Park Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Park Village |
| Unified School District | Ridgefield Park Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,000 (-) Land $230,000 Building $464,000 | $694,000 (-) Land $230,000 Building $464,000 | |
| 2025 | $21,243.00 (+5.66%) | $694,000 (+88.13%) Land $230,000 Building $464,000 | $694,000 (+88.13%) Land $230,000 Building $464,000 |
| 2024 | $20,105.00 (+97.17%) | ||
| 2023 | $368,900 (+13.26%) Land $217,500 Building $151,400 | $368,900 (+13.26%) Land $217,500 Building $151,400 | |
| 2022 | $10,197.00 (+2.94%) | $325,700 Land $185,000 Building $140,700 | $325,700 Land $185,000 Building $140,700 |
| 2021 | $9,906.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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