Bergen County and Ridgefield Park Village property record for 39 Summit St, Ridgefield Park, NJ 07660
| Property Type | Single Family Home |
|---|---|
| Details | 1,164 sqft · built 1916 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Apr 2026) |
| Tax Bill | $11,173 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00055-0000-00002-01 |
| Primary APN | 50-00055-0000-00002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,164 sqft Living Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Frame |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Old Parcel Number | 5000055000000002A |
|---|---|
| Street Address | 39 SUMMIT ST |
| City | RIDGEFIELD PARK |
| State | NJ |
| Zip | 07660-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X120 |
| Legal Subdivision | WESTERN DIVISION/RIDGEFIELD PA |
| Legal Block | 55 |
| Legal Lot Number | 2.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 46200 |
Source: Bergen County and Ridgefield Park Village records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 15, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 15, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 27, 2023 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Aug 11, 2021 | Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2023 · Amount on Record |
| Deed Document Number | 202625100 |
| Deed Book / Page | 5773 / 290 |
| Prior Transfer Date | Mar 12, 1999 |
| Prior Transfer Doc | 0000051849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0000025101 |
| Book / Page | 5773 / 295 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202625101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000025101, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 5773/295 |
| Instrument | 202625101 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0000025100 |
| Book / Page | 5773 / 290 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026.25100 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FORT TITLE, FORTIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,035.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0057730295, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..25101 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 15, 2026 |
| Property Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0057730290 |
| Book / Page | 5773 / 290 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202625100 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FORTIS TITLE LLC, FORTIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,035.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0000025101, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202625101 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 27, 2023 |
| Property Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0050241106 |
| Book / Page | 5024 / 1106 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023042123 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7316 OLIVE COAST ST, CHARLOTTE, NC 28262-7079 |
| Name | Verified Name |
|---|---|
| Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 2023042124 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023042124 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 11, 2021 |
| Property Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0043240040 |
| Book / Page | 4324 / 40 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021129237 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | BRIDGEVIEW ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 492 VICTOR ST, 492, SADDLE BROOK, NJ 07663-6121 |
| Name | Verified Name |
|---|---|
| Address | 39 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1429 |
| Document Number | 0043240047 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 4324/47 |
| Instrument | 2021129238 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Bergen County and Ridgefield Park Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Park Village |
| Unified School District | Ridgefield Park Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,000 (-) Land $200,000 Building $165,000 | $365,000 (-) Land $200,000 Building $165,000 | |
| 2025 | $11,173.00 (+5.66%) | $365,000 (+4.41%) Land $200,000 Building $165,000 | $365,000 (+4.41%) Land $200,000 Building $165,000 |
| 2024 | $10,574.00 (+4.59%) | ||
| 2023 | $349,600 (+8.27%) Land $187,500 Building $162,100 | $349,600 (+8.27%) Land $187,500 Building $162,100 | |
| 2022 | $10,110.00 (+71.88%) | $322,900 Land $155,000 Building $167,900 | $322,900 Land $155,000 Building $167,900 |
| 2021 | $5,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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