Bergen County and Ridgefield Park Village property record for 54 Summit St, Ridgefield Park, NJ 07660
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft · built 1885 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Jul 2018) |
| Tax Bill | $12,115 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00052-0000-00010 |
| Primary APN | 50-00052-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,362 sqft Living Area |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Street Address | 54 SUMMIT ST |
|---|---|
| City | RIDGEFIELD PARK |
| State | NJ |
| Zip | 07660-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X120 |
| Legal Subdivision | VILLAGE/RIDGEFIELD PARK |
| Legal Block | 52 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD PARK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 46200 |
Source: Bergen County and Ridgefield Park Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK |
| Jul 18, 2018 | Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Feb 28, 2011 · Amount on Record |
| Deed Document Number | 201818-050957 |
| Deed Book / Page | 3000 / 669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0042741876 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 4274/1876 |
| Instrument | 2021114258 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024941399 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 02494/1399 |
| Instrument | 17-002105 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 18, 2018 |
| Property Address | 54 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1427 |
| Document Number | 0030000669 |
| Book / Page | 003000 / 000669 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 50957 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $316.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 SUMMIT ST RIDGEFIELD PARK NJ 076601427, RIDGEFIELD PARK, NJ 07660-1427 |
Source: Bergen County and Ridgefield Park Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Park Village |
| Unified School District | Ridgefield Park Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,800 (-) Land $230,000 Building $165,800 | $395,800 (-) Land $230,000 Building $165,800 | |
| 2025 | $12,115.00 (+5.66%) | $395,800 (+4.02%) Land $230,000 Building $165,800 | $395,800 (+4.02%) Land $230,000 Building $165,800 |
| 2024 | $11,466.00 (+8.87%) | ||
| 2023 | $380,500 Land $217,500 Building $163,000 | $380,500 Land $217,500 Building $163,000 | |
| 2022 | $10,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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