47 Stuart St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 47 Stuart St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,586 sqft Living Area
Lot Size	15,091 sqft (0.346 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2023)
Tax Bill	$46.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:4 L:8`
Alternative APN	`M:N-29 B:0015 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Building Area	1,586 sqft Living Area
Gross Area	2,787 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,091 sqft (0.346 acres)

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	47 STUART ST
City	GARDNER
State	MA
Zip	01440-1961
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	4
Legal Lot Number	8
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1030
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:M27 B:4 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 STUART ST, GARDNER, MA 01440-1961
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 15, 2022	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Book / Page	68972 / 85
Record Refreshed	Jun 08, 2026

March 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Mar 31, 2023
Property Address	47 STUART ST, GARDNER, MA 01440-1961
Document Number	0068972-85
Book / Page	68972 / 85
Instrument Date	Mar 31, 2023
Instrument	24736
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 STUART ST, GARDNER, MA 01440-1961

Mortgage

Document Number	0000024737
Date	Mar 31, 2023
Instrument	24737

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Jun 15, 2022
Property Address	47 STUART ST, GARDNER, MA 01440-1961
Document Number	067751-379
Book / Page	67751 / 379
Instrument Date	Jun 15, 2022
Instrument	65078
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	47 STUART ST, GARDNER, MA 01440-1961

Mortgage

Document Number	0000065079
Date	Jun 15, 2022
Instrument	65079

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$46.00 (-98.97%)	$324,300 (+8.57%) Land $53,700 Building $270,600
2024	$4,478.00 (+35.61%)	$298,700 (+45.92%) Land $48,900 Building $249,800
2023	$3,302.00	$204,700 Land $48,200 Building $156,500

47 Stuart St, Gardner, MA 01440 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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Nearby Streets

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