Worcester County and Gardner City property record for 22 Stuart St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Bungalow |
| Year Built | Built 1950 |
| Square Footage | 528 sqft Living Area |
| Lot Size | 21,833 sqft (0.501 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $28.00 (2025) |
| Primary APN | GARD M:M27 B:4 L:13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 528 sqft Living Area |
| Gross Area | 1,217 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,833 sqft (0.501 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 22 STUART ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN GARD M:M27 B:4 L:13
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 STUART ST, GARDNER, MA 01440-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28.00 (-98.98%) | $196,800 (+7.66%) Land $56,700 Building $140,100 | $250,610 |
| 2024 | $2,740.00 (+8.56%) | $182,800 (+16.81%) Land $51,500 Building $131,300 | |
| 2023 | $2,524.00 | $156,500 Land $50,800 Building $105,700 |
22 Stuart St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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