Worcester County and Gardner City property record for 21 Stuart St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 829 sqft Living Area |
| Lot Size | 7,551 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2004) |
| Tax Bill | $36.00 (2025) |
| Primary APN | GARD M:M27 B:4 L:11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 829 sqft Living Area |
| Gross Area | 2,153 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,551 sqft (0.173 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 21 STUART ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN GARD M:M27 B:4 L:11
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 STUART ST, GARDNER, MA 01440-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Deed Doc Number | 2004106529 |
| Deed Book / Page | 33870 / 141 |
| Record Refreshed | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (-98.97%) | $251,200 (+7.63%) Land $50,300 Building $200,900 | $275,405 |
| 2024 | $3,499.00 (+9.28%) | $233,400 (+17.58%) Land $45,800 Building $187,600 | |
| 2023 | $3,202.00 | $198,500 Land $45,100 Building $153,400 |
21 Stuart St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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