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47 Stephens Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 47 Stephens Ct, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,036 sqft · built 1965
Lot Size0.197 acres (8,580 sqft)
Owner2 Individual Names on File
Last Sale$244,547 (Apr 2023)
Tax Bill$1,905 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN145203 115.28-4-19

Property Details

APN / Parcel Number

Primary APN145203 115.28-4-19
Alternative APN
  • 52031152800004019000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions165 ft deep x 51.8 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address47 STEPHENS CT
CityLANCASTER
StateNY
Zip14086-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC 7 2015 10 51.8 X 165.13
Legal SubdivisionSTEPHENS COURT
Legal Block4
Legal Lot Number19.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1000
Census Tract14300

Owner

Source: Erie County and Lancaster Town records · APN 145203 115.28-4-19

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38080 MORRISONVILLE RD, LOVETTSVILLE, VA 20180-2916
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Mar 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
Apr 24, 2023Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 24, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleOct 24, 2019 · Amount on Record
Deed Document Number202369476
Deed Book / Page11416 / 3761
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 STEPHENS CT, LANCASTER, NY 14086-2631
Transaction TypeMortgage
Record UpdatedJul 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 STEPHENS CT, LANCASTER, NY 14086-2631

Mortgage

Document Number0139837593
DateMar 08, 2021
Book Page13983/7593
Instrument2021043096
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 STEPHENS CT, LANCASTER, NY 14086-2631
Transaction TypeMortgage
Record UpdatedJul 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 STEPHENS CT, LANCASTER, NY 14086-2631

Mortgage

Document Number0113759235
DateMar 08, 2021
Book Page11375/9235
Instrument2021043097
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateApr 24, 2023
Property Address47 STEPHENS CT, LANCASTER, NY 14086-2631
Document Number0114163761
Book / Page11416 / 3761
Instrument DateMar 03, 2023
Instrument2023069476
Transaction TypeTransfer
Record UpdatedJul 03, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 STEPHENS CT, LANCASTER, NY 14086-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address38080 MORRISONVILLE RD, LOVETTSVILLE, VA 20180-2916

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateOct 24, 2019
Property Address47 STEPHENS CT, LANCASTER, NY 14086-2631
Document Number0113516654
Book / Page11351 / 6654
Instrument DateOct 16, 2019
Instrument2019234234
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
Tax$672.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 STEPHENS CT, 47, LANCASTER, NY 14086-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 STEPHENS CT, LANCASTER, NY 14086-2631

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,905.00 (-65.87%)$168,000 (-) Land $43,600 Building $124,400$262,500 (+12.52%) Land $68,125 Building $194,375
2024$5,582.00$168,000 (-) Land $43,600 Building $124,400$233,300 (+4.15%) Land $60,547 Building $172,753
2023$168,000 (-) Land $43,600 Building $124,400$224,000 (+16%) Land $58,133 Building $165,867
2022$168,000 Land $43,600 Building $124,400$193,100 Land $50,114 Building $142,986

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290143001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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