Monmouth County and Rumson Borough property record for 47 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1942 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,000 (May 2003) |
| Tax Bill | $10,031 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00099-0000-00006 |
| Primary APN | 41-00099-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 178500 |
|---|---|
| Street Address | 47 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | RUMSON BOROUGH |
| Legal Block | 99 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 803900 |
47 Ridge Rd is owned by a company that acquired it in December 2017.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 68 BAMPTON PL, WEST LONG BRANCH, NJ 07764-1636 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Jan 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2003 · Amount on File |
| Deed Sale | May 12, 2003 · Amount on File |
| Prior Sale | Sep 27, 2000 · Amount on File |
| Deed Book / Page | 8227 / 3067 |
| Last Transfer Date | Dec 27, 2017 |
| Transfer Doc | 0000005030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 RIDGE RD, RUMSON, NJ 07760-1833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095573616 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 9557/3616 |
| Instrument | 2021164086 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 RIDGE RD, RUMSON, NJ 07760-1833 |
| Document Number | 0000096017 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47 RIDGE RD RUMSON NJ 077601833, RUMSON, NJ 07760-1833 |
| Document Number | 0000096017 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 009373/006971 |
| Instrument | 96017 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 17, 2018 |
| Property Address | 47 RIDGE RD, RUMSON, NJ 07760-1833 |
| Document Number | 0000005030 |
| Book / Page | 009268 / 000607 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 5030 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 47 RIDGE RD RUMSON NJ 077601833, RUMSON, NJ 07760-1833 |
The 2025 property tax bill for 47 Ridge Rd was $10,031, up 2.7% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061,200 (+10.98%) Land $955,700 Building $105,500 | $1,061,200 (+10.98%) Land $955,700 Building $105,500 | |
| 2025 | $10,031.00 (+2.66%) | $956,200 Land $866,400 Building $89,800 | $956,200 Land $866,400 Building $89,800 |
| 2024 | $9,771.00 | ||
| 2023 | $846,500 Land $772,400 Building $74,100 | $846,500 Land $772,400 Building $74,100 | |
| 2022 | $9,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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