45 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 45 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,834 sqft · built 2019
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jul 2018)
Tax Bill	$20,753 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-00099-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`41-00099-0000-00007`
Alternative APNs	`410009900007` `178600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,834 sqft Living Area
1st Floor Area	2,834 sqft
Upper Floors Area	998 sqft
Basement Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	178600
Street Address	45 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	PINE RDG RUMSON NJ
Legal Block	99
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1015
Census Tract	803900

Owner

45 Ridge Rd is owned and occupied by an individual who bought it in July 2018.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	45 RIDGE RD, RUMSON, NJ 07760-1833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Deed Document Number	201869649
Deed Book / Page	9300 / 7535
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 17, 2018
Property Address	45 RIDGE RD, RUMSON, NJ 07760-1833
Document Number	0000069649
Book / Page	009300 / 007535
Instrument Date	Jun 29, 2018
Instrument	69649
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIDGE RD RUMSON NJ 077601833, RUMSON, NJ 07760-1833

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ridge Rd was $20,753, up 3.7% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,249,100 (+13.68%) Land $955,700 Building $1,293,400	$2,249,100 (+13.68%) Land $955,700 Building $1,293,400
2025	$20,753.00 (+3.75%)	$1,978,400 Land $866,400 Building $1,112,000	$1,978,400 Land $866,400 Building $1,112,000
2024	$20,003.00
2023		$1,699,000 Land $772,400 Building $926,600	$1,699,000 Land $772,400 Building $926,600
2022	$19,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20