Monmouth County and Rumson Borough property record for 42 Ridge Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1904 |
| Square Footage | 2,163 sqft Living Area |
| Lot Size | 9,644 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,575,000 (2025) |
| Tax Bill | $16,603.00 (2025) |
| Primary APN | 41-00061-0000-00018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,163 sqft Living Area |
| 1st Floor | 1,219 sqft 1st Floor |
| Upper Floors | 1,022 sqft Upper Floors |
| Basement Area | 748 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,644 sqft (0.221 acres) |
| Depth X Width | 182 ft x 53 ft Depth x Width |
| Deck Area | 156 sqft Deck |
| Patio Area | 416 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 110000 |
|---|---|
| Street Address | 42 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1831 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 61 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00061-0000-00018
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 RIDGE RD, RUMSON, NJ 07760-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) HARBORONE MTG LLC |
| May 03, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Doc Number | 202529825 |
| Deed Book / Page | 9734 / 606 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 42 RIDGE RD, RUMSON, NJ 07760-1831 |
| Document Number | 0000029964 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 42 RIDGE RD RUMSON NJ 077601831, RUMSON, NJ 07760-1831 |
| Document Number | 0000029964 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 009402/009813 |
| Instrument | 29964 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 42 RIDGE RD, RUMSON, NJ 07760-1831 |
| Document Number | 0000053552 |
| Instrument Date | May 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 42 RIDGE RD RUMSON NJ 077601831, RUMSON, NJ 07760-1831 |
| Document Number | 0000053552 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 009353/005346 |
| Instrument | 53552 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778,000 (+12.34%) Land $885,800 Building $892,200 | $1,778,000 (+12.34%) Land $885,800 Building $892,200 | |
| 2025 | $16,603.00 (+11.9%) | $1,582,700 (+25.31%) Land $823,400 Building $759,300 | $1,582,700 (+25.31%) Land $823,400 Building $759,300 |
| 2024 | $14,837.00 (+0.45%) | ||
| 2023 | $1,263,000 Land $731,700 Building $531,300 | $1,263,000 Land $731,700 Building $531,300 | |
| 2022 | $14,770.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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