47 Rambling Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 47 Rambling Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,824 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2019)
Tax Bill	$1,183 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-16-00-075-SJH`

Property Details

APN / Parcel Number

Primary APN	`320-16-00-075-SJH`
Alternative APN	`50417`

Interior

Stories	2 Stories
Building Area	3,824 sqft Gross Area
Gross Area	2,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	508 sqft
Porch	Porch
Porch Area	228 sqft
Deck Area	312 sqft

Location & Zoning

Account Number	50417
Old Parcel Number	320-16-00-075 SJH
Street Address	47 RAMBLING DR
City	ELGIN
State	SC
Zip	29045-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LAUREL RIDGE SUBDIV LOT 75
Legal Subdivision	LAUREL RIDGE SUBDIV
Legal Lot Number	75
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 RAMBLING DR, ELGIN, SC 29045-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Dec 27, 2019	Grant Deed, Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	0000414559
Deed Book / Page	4145 / 59
Last Transfer Date	Dec 27, 2019
Transfer Doc	0000010379
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	47 RAMBLING DR, ELGIN, SC 29045-9573
Document Number	0000011464
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 RAMBLING DR ELGIN SC 290459573, ELGIN, SC 29045-9573

Mortgage

Document Number	0000011464
Date	Dec 1, 2020
Book Page	004357/000258
Instrument	11464

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 27, 2019
Property Address	47 RAMBLING DR, ELGIN, SC 29045-9573
Document Number	0000010379
Book / Page	004145 / 000059
Instrument Date	Dec 20, 2019
Instrument	10379
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 RAMBLING DR ELGIN SC 290459573, ELGIN, SC 29045-9573

Mortgage

Document Number	10380
Date	Dec 27, 2019
Book Page	004145/000062
Instrument	10380

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,200 (-) Land $24,000 Building $251,200	$275,200 (-)
2023	$1,183.00	$275,200 Land $24,000 Building $251,200	$275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rambling Dr

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