53 Rambling Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 53 Rambling Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,373 sqft · built 2019
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,990 (Nov 2019)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320-16-00-074-SJH`

Property Details

APN / Parcel Number

Primary APN	`320-16-00-074-SJH`
Alternative APN	`45803`

Interior

Stories	2 Stories
Building Area	2,373 sqft Gross Area

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Lot Area	23,522 sqft (0.539 acres)

Location & Zoning

Account Number	45803
Old Parcel Number	320-16-00-074 SJH
Street Address	53 RAMBLING DR
City	ELGIN
State	SC
Zip	29045-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LAUREL RIDGE SUBDIV LOT 74
Legal Subdivision	LAUREL RIDGE SUBDIV
Legal Lot Number	74
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 RAMBLING DR, ELGIN, SC 29045-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Dec 3, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG
Jul 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0000413471
Deed Book / Page	4134 / 71
Last Transfer Date	Dec 3, 2019
Transfer Doc	0000009744
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	53 RAMBLING DR, ELGIN, SC 29045-9573
Document Number	0000009695
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 RAMBLING DR ELGIN SC 290459573, ELGIN, SC 29045-9573

Mortgage

Document Number	0000009695
Date	Oct 16, 2020
Book Page	004325/000278
Instrument	9695

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 3, 2019
Property Address	53 RAMBLING DR, ELGIN, SC 29045-9573
Document Number	0000009744
Book / Page	004134 / 000071
Instrument Date	Nov 27, 2019
Instrument	9744
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 RAMBLING DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	9745
Date	Dec 3, 2019
Book Page	004134/000074
Instrument	9745

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 1, 2019
Property Address	53 RAMBLING DR, ELGIN, SC 29045-9573
Document Number	0000005086
Book / Page	004050 / 000273
Instrument Date	Jun 27, 2019
Instrument	5086
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00 (+642.57%)	$167,900 (-) Land $24,000 Building $143,900	$167,900 (-)
2023	$148.00	$167,900 Land $24,000 Building $143,900	$167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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