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29 Rambling Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 29 Rambling Dr, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,737 sqft
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$248,900 (Mar 2024)
Tax Bill$1,177 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN320-16-00-082-SJH

Property Details

APN / Parcel Number

Primary APN320-16-00-082-SJH
Alternative APN
  • 44989

Interior

Stories1 Story
Building Area2,737 sqft Gross Area
Gross Area1,951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialVinyl
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area528 sqft
PorchPorch
Porch Area104 sqft
Patio Area154 sqft

Location & Zoning

Account Number44989
Old Parcel Number320-16-00-082 SJH
Street Address29 RAMBLING DR
CityELGIN
StateSC
Zip29045-9573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLAUREL RIDGE SUBDIVISION LOT 82
Legal SubdivisionLAUREL RIDGE SUBDIV
Legal Lot Number82
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1010
Census Tract970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address29 RAMBLING DR, ELGIN, SC 29045-9573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 27, 2017Deed of Trust, Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Prior SaleSep 26, 2005 · Amount on Record
Deed Document Number2024-2372
Deed Book / Page5110 / 215
Record UpdatedJun 8, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateMar 27, 2024
Property Address29 RAMBLING DR, ELGIN, SC 29045-9573
Document Number0020242372
Book / Page5110 / 215
Map ReferenceMB 1837 PG 140
Instrument DateMar 26, 2024
Instrument2024-2372
Transaction TypeTransfer
Record UpdatedApr 5, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$647.40
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address29 RAMBLING DR, ELGIN, SC 29045-9573

Mortgage

Document Number0020242373
DateMar 27, 2024
Instrument2024-2373
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address29 RAMBLING DR, ELGIN, SC 29045-9573
Document Number0000001366
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 RAMBLING DR ELGIN SC 290459573, ELGIN, SC 29045-9573

Mortgage

Document Number0000001366
DateFeb 22, 2017
Book Page003653/000186
Instrument1366
Lender
NameLOW VA RATES LLC
Address384 S 400 W # 100, LINDON, UT 84042-1957
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 21, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00 (-0.93%)$248,300 (+35.98%) Land $30,000 Building $218,300$248,300 (+35.98%)
2023$1,188.00$182,600 Land $24,000 Building $158,600$182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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