47 Higgins Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 47 Higgins Rd, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,410 sqft · built 1985
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on File
Last Sale	$206,500 (May 1992)
Tax Bill	$12,016 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13003-15-00043`

Property Details

APN / Parcel Number

Primary APN	`15-13003-15-00043`
Alternative APNs	`1513003001500043` `08646000`

Interior

Stories	2 Stories
Building Area	2,410 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	130 ft deep x 125 ft wide

Location & Zoning

Account Number	08646000
Street Address	47 HIGGINS RD
City	OLD BRIDGE
State	NJ
Zip	08857-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	125X130
Legal Subdivision	OLD BRIDGE MANOR SEC 02
Legal Block	13003
Legal Lot Number	43
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2009
Census Tract	7914

Owner

47 Higgins Rd is owned and occupied by two individuals who bought it in May 1992.

Source: Middlesex County and Old Bridge Township records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 HIGGINS RD, OLD BRIDGE, NJ 08857-2750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage PROVIDENT BANK
Jul 12, 2019	Deed of Trust, Mortgage PROVIDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1992 · Amount on File
Deed Sale	May 8, 1992 · Amount on File
Deed Book / Page	3979 / 470
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	47 HIGGINS RD, OLD BRIDGE, NJ 08857-2750
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HIGGINS RD, OLD BRIDGE, NJ 08857-2750

Mortgage

Document Number	2021079025
Date	Jun 15, 2021
Book Page	18493/947
Instrument	2021079025

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	47 HIGGINS RD, OLD BRIDGE, NJ 08857-2750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054025
Date	Jul 12, 2019
Book Page	17552/0292
Instrument	2019054025

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 47 Higgins Rd was $12,016, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,400 (-) Land $66,200 Building $127,200	$193,400 (-) Land $66,200 Building $127,200
2025	$12,016.00 (+10.03%)	$193,400 Land $66,200 Building $127,200	$193,400 Land $66,200 Building $127,200
2024	$10,921.00
2023		$193,400 Land $66,200 Building $127,200	$193,400 Land $66,200 Building $127,200
2022	$10,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Higgins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Higgins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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