Middlesex County and Old Bridge Township property record for 45 Higgins Rd, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,410 sqft · built 1985 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Apr 2008) |
| Tax Bill | $11,531 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-13003-15-00044 |
| Primary APN | 15-13003-15-00044 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,410 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Account Number | 08647000 |
|---|---|
| Street Address | 45 HIGGINS RD |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 90X130 |
| Legal Subdivision | OLD BRIDGE MANOR SEC 02 |
| Legal Block | 13003 |
| Legal Lot Number | 44 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 7914 |
45 Higgins Rd is owned and occupied by two individuals who bought it in April 2008.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HIGGINS RD, OLD BRIDGE, NJ 08857-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2008 · Amount on File |
| Deed Sale | Apr 4, 2008 · Amount on File |
| Deed Document Number | 20083884 |
| Deed Book / Page | 5933 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 45 HIGGINS RD, OLD BRIDGE, NJ 08857-2750 |
| Document Number | 0000056275 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 45 HIGGINS RD OLD BRIDGE NJ 088572750, OLD BRIDGE, NJ 08857-2750 |
| Document Number | 0000056275 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 017923/001296 |
| Instrument | 56275 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 28, 2035 |
The 2025 property tax bill for 45 Higgins Rd was $11,531, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,600 (-) Land $61,200 Building $124,400 | $185,600 (-) Land $61,200 Building $124,400 | |
| 2025 | $11,531.00 (+10.03%) | $185,600 Land $61,200 Building $124,400 | $185,600 Land $61,200 Building $124,400 |
| 2024 | $10,480.00 | ||
| 2023 | $185,600 Land $61,200 Building $124,400 | $185,600 Land $61,200 Building $124,400 | |
| 2022 | $9,823.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Higgins Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Higgins Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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